Risk Management for Individuals & Families

Protect Your Future

Life insurance requires us to confront a topic we would rather avoid. Yet, for most people life insurance is a critical component of successful financial planning. Everyone’s insurance needs are different and the type of insurance that is best varies depending on a variety of situations including age, health, and policy features.

Life insurance is not just a death benefit anymore. It can also be used as a tool for other wealth management needs such as a retirement savings supplement or low-rate loans. Our advisors have the knowledge and experience to not only inform you about what types of policies are out there, but they can recommend a strategy that is tailored to your specific needs.

Disability Coverage

Many people think illness or disability won’t happen to them because they are healthy. The fact is, over 61 million Americans live with disabilities.1

While Social Security Disability benefits can supplement the possibly exponential costs of a disability, it is not necessarily a solution one should completely rely on. 

Unfortunately, most Americans have not taken the time to educate themselves about how important owning disability insurance really is. Imaging the catastrophic impact a disability would have on not only your income, but the savings you set aside for retirement or the financial stability of your family. Now having disability insurance could potentially put a tremendous financial hardship on you and your family if you aren’t prepared.

Long-Term Care Coverage

Arthritis and other musculoskeletal problems make up about a quarter of all disability cases.2 In addition, cardiovascular disorders, cancer or mental incapacities can lead to long-term disabilities, and when you are presented with a long-term care situation, providing the funds to support a chronic disability can be financially debilitating. This is a startling reality as 56% of Americans have $5,000 or less in savings.3 

Essentially, most people are not prepared. Investing in long-term care insurance, while may seem unnecessary when placed next to saving for college or retirement, is still very important. 

Life is a Journey. Let's plan for it.

Contact an Advisor

Service Office:

8355 E. Hartford Drive, Suite 105

Scottsdale, AZ 85255

(480) 483-1510

Email: info@trekfinancial.com

INFORMATION FOR ADVISORS

The latest from TrekInsights.com

RSS Error: WP HTTP Error: cURL error 28: Connection timed out after 10000 milliseconds

SEC Check | FINRA’s BrokerCheck | Disclaimer | Privacy Policy | Terms of Service | Business Continuity | ADV | Form CRS

Investment advisory services are offered through Trek Financial, LLC., an SEC Registered Investment Adviser. Information presented is for educational purposes only. It should not be considered specific investment advice, does not take into consideration your specific situation, and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment strategies. Investments involve risk and are not guaranteed. Be sure to consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein.
© Copyright 2021 Trek Financial. All Rights Reserved.